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Penny & Pick

Kitchen - under $100

Best Toaster Oven Under $100 (October 2026)

A toaster oven lives on your counter for a decade. Buy it on interior size and heating element layout, not on the number of preset buttons.

By Brijon M. - Published October 5, 2026

Countertop toaster oven on a kitchen surface

The short answer

The Hamilton Beach 2-in-1 countertop oven is the best toaster oven under $100 for most kitchens, with the most even toasting at this price. If you want air frying as well, the BLACK+DECKER Crisp 'N Bake is the better buy. Shop on **interior capacity and element layout** - preset buttons are the least useful thing on the box.

Disclosure: we earn commission on qualifying purchases made through the links below, at no extra cost to you. It never changes the order of our picks - here is how that works.

Why cheap toaster ovens toast unevenly

The complaint people have about budget toaster ovens is almost always the same: one side of the bread is dark and the other is pale. It is not a thermostat problem, it is a geometry problem.

A toaster oven heats by radiant energy from the elements plus some convection from hot air. In a small cavity with two straight elements, the parts of the food closest to an element cook fastest, and the corners farthest from both cook slowest. Expensive ovens solve that with more elements, curved reflectors, or a fan. Cheap ovens solve it with a bigger cavity, so there is more distance for the heat to even out before it reaches the food.

That is why interior size is the specification to shop on, and why the ovens that fit a 12-inch pizza almost always toast more evenly than the tiny four-slice ones. A convection fan helps too, and at this price it is usually labeled as a "convection" or "air fry" mode.

  • Fits a 12-inch pizza is a useful proxy for "cooks evenly".
  • A convection fan matters more than wattage.
  • 450F maximum is enough; anything lower limits roasting and browning.

Air fryer mode: what it actually is

An "air fry" toaster oven is a convection toaster oven with a faster fan and a mesh basket. That is the whole difference. There is no separate technology, and the food science is the same - fast-moving hot air crisps the surface faster than still air does.

The practical question is whether it air fries well, and that depends on airflow around the basket. A dedicated air fryer has a tall, narrow chamber and a powerful fan close to the food, which is why it crisps faster than an oven-shaped box with the same claim. A toaster oven with air fry mode is a good toaster oven that also does a decent approximation of air frying - not a replacement for a real one.

If air frying is the main job and toasting is incidental, buy an air fryer: our best air fryer under $100 page covers that. If you want one appliance that reheats pizza, toasts bread, roasts a small tray of vegetables and occasionally crisps fries, a combination oven is the better use of counter space.

Quick picks

The short version. Tap any row to jump to the full write-up, or go straight to Amazon to check the current price.

#ProductBest forPrice
1
Countertop toaster oven on a kitchen surface

Hamilton Beach 2-in-1 Countertop Oven and Long Slot Toaster

Top-rated for toasting in independent testing, and it replaces two appliances.

Best overall
2
Countertop toaster oven on a kitchen surface

BLACK+DECKER Crisp 'N Bake Air Fry Toaster Oven

A 12-inch pizza interior plus genuine convection air frying, under $100.

Best with air fry
3
Countertop toaster oven on a kitchen surface

Cuisinart TOA-70 Air Fryer Toaster Oven

The one that will still be working in eight years.

Best build quality
4
Countertop toaster oven on a kitchen surface

Hamilton Beach Sure-Crisp Air Fryer Toaster Oven

Air frying and a four-slice oven for about half this page's ceiling.

Best cheap

We do not print prices on this site. Every button opens the live Amazon listing so you see the real price at the moment you click. See our affiliate disclosure.

1. Best overall

Hamilton Beach 2-in-1 Countertop Oven and Long Slot Toaster

Top-rated for toasting in independent testing, and it replaces two appliances.

Hamilton Beach 2-in-1 Countertop Oven and Long Slot Toaster - Countertop toaster oven on a kitchen surface
  • Oven plus long-slot toaster
  • 450F maximum
  • Fits a small tray
  • Bake, broil, toast

This is the pick because it scored top marks for toasting in Consumer Reports' testing while sitting well under $100, against a field of ovens costing two to four times as much. Even, repeatable toast is the hardest thing for a cheap oven to do, and it is the thing you will use every morning.

The second half of the design is the genuinely clever bit: a long-slot pop-up toaster built into the same chassis. If you currently own both a toaster and a toaster oven, this reclaims a chunk of counter and removes the daily annoyance of using a big cavity to make two slices of toast.

It bakes and broils properly at up to 450F, which covers roasted vegetables, reheated pizza and a small tray of chicken thighs.

What you give up

No air fry mode and no convection fan, so it is slower than the fan-equipped picks and will not crisp fries. The combined design means one failure takes out both appliances.

2. Best with air fry

BLACK+DECKER Crisp 'N Bake Air Fry Toaster Oven

A 12-inch pizza interior plus genuine convection air frying, under $100.

BLACK+DECKER Crisp 'N Bake Air Fry Toaster Oven - Countertop toaster oven on a kitchen surface
  • Fits a 12-inch pizza
  • Air fry and convection
  • EvenToast element layout
  • Broil and keep warm

The most versatile thing on this page. The interior takes a full 12-inch pizza - the same capacity as ovens at twice the price - which matters both for what fits and, as covered above, for how evenly it cooks.

The air fry mode is a real convection fan with a mesh basket rather than a sticker, and it does a respectable job on frozen fries, wings and anything you want crisp rather than merely hot. Add broil and keep-warm functions and it covers nearly everything a small household asks of a secondary oven.

BLACK+DECKER's element arrangement is marketed as EvenToast, and it does toast more consistently than the brand's older models.

What you give up

The air fry basket is small, so you cook in batches. Dial controls are less precise than a digital thermostat, and the exterior gets hot enough to need clearance from cabinets.

3. Best build quality

Cuisinart TOA-70 Air Fryer Toaster Oven

The one that will still be working in eight years.

Cuisinart TOA-70 Air Fryer Toaster Oven - Countertop toaster oven on a kitchen surface
  • Air fry and convection bake
  • Stainless exterior
  • Digital controls
  • Multiple rack positions

Cuisinart is the brand people inherit. The TOA line is built heavier than the rest of this page - thicker steel, a door that closes with weight behind it, racks that do not warp - and owner reports routinely describe units running for the better part of a decade.

Functionally it is a convection oven with a properly implemented air fry mode and digital temperature control, which is more accurate than the dial thermostats elsewhere here. If you bake rather than just reheat, that precision is worth having.

It is also the best-looking appliance on the page, which matters when it never leaves the counter.

What you give up

It is the biggest footprint here and genuinely heavy. It sits at the very top of this page's budget, so there is no headroom if prices move.

4. Best cheap

Hamilton Beach Sure-Crisp Air Fryer Toaster Oven

Air frying and a four-slice oven for about half this page's ceiling.

Hamilton Beach Sure-Crisp Air Fryer Toaster Oven - Countertop toaster oven on a kitchen surface
  • 4-slice capacity
  • Fits a 9-inch pizza
  • Air fry mode
  • Simple dial controls

The budget pick, and an honest one. It is smaller than the rest - four slices and a 9-inch pizza rather than twelve inches - and it costs correspondingly less while still including a real air fry function.

For one or two people, a dorm room, an office kitchen or a second oven that only handles reheating, the smaller cavity is not a compromise so much as the right size. It also takes up far less counter.

Controls are three dials, which means nothing to learn and nothing to break.

What you give up

The small cavity is exactly the geometry problem described above, so toasting is less even than the larger picks. Batch cooking is not realistic.

Counter space is the hidden cost

A toaster oven is one of the few appliances that never gets put away, so measure before you buy - and measure three things, not one.

Width and depth are obvious. Clearance above and behind is the one people forget: these ovens vent hot air upwards and backwards, and most manuals ask for several inches of free space. Sliding one under a wall cabinet with an inch of headroom will discolor the cabinet and eventually damage it.

Door swing is the third. A drop-down door needs the counter in front of it to be clear, and a hot door resting on a counter is a surface you cannot put anything on while the oven is working.

When to spend more

Two situations justify going above $100.

You want it to replace your oven. Larger countertop ovens with proper insulation, a real convection system and accurate thermostats can genuinely bake bread and roast a chicken. Nothing under $100 holds temperature well enough for that, and the thin insulation means heat loss that a recipe's timing does not account for.

You bake precisely. Dial thermostats at this price typically run 15 to 25 degrees off and swing as the element cycles. An inexpensive oven thermometer fixes the knowing, not the swing. If you bake pastry or bread regularly, that swing is the limit.

For everything else - toast, reheating, roasting vegetables, frozen food, melting cheese on things - the ovens on this page are genuinely sufficient, and the money is better spent on a good chef's knife.

How we picked

Every pick on this page is a real, currently-sold product that we could find at or under $100 at the time of the last update. Rank order is set before any link is attached.

We are research-led, not lab-led. We do not run a test lab and we do not claim to have personally used every product on this site. Picks come from manufacturer specifications, owner-reported reliability and failure patterns, expert-publication consensus, and real availability at the stated price ceiling. Read the full method.

Common questions

+Is a toaster oven better than an air fryer?

It depends on the job. A toaster oven is more versatile - it toasts, bakes, broils and reheats, and it fits flat things like pizza. A dedicated air fryer crisps faster and better because the chamber is tall and narrow with the fan close to the food. If you want one appliance, buy the oven; if you mostly cook frozen food, buy the air fryer.

+Can a toaster oven replace a full-size oven?

For a household of one or two, mostly yes for everyday cooking - but not for baking that depends on accurate, stable temperature, and not for anything larger than a small tray. Under $100 the insulation and thermostat accuracy are the limits, not the heating elements.

+Why does my toaster oven toast unevenly?

Usually cavity geometry: the food sits closer to one element than the other. Turning the tray halfway through fixes most of it. If one side is consistently and badly darker, check whether one element is failing to glow uniformly when it is on.

+Does a toaster oven use less electricity than an oven?

Yes, substantially, for small portions. A toaster oven draws roughly 1,200 to 1,800 watts and preheats in a few minutes against a full oven's longer warm-up and much larger cavity. For a tray of vegetables or reheating two slices of pizza, it is the clearly cheaper option.

+Do I need the preset buttons?

No. Presets are time-and-temperature shortcuts, and at this price they are rarely tuned well for the food you actually have. Most people set temperature and time manually within a week of buying and never use the presets again, so do not pay extra for a longer list of them.

Sources

Euro coins and banknotes

Shop by price

Under $100

The sweet spot. The only price ceiling with real search demand in all seven categories we cover.

A simple fitted kitchen with worktop and cabinets

Category

Kitchen

Air fryers, blenders, knives and coffee gear - the categories where spending more buys the least.

Think we got a pick wrong, or spotted one that is out of stock or over its ceiling? Tell us - corrections go to the front of the queue.